Make Memories with a Holiday Loan That Works Around You
Dreaming of a summer break, a family adventure abroad or just some time away to recharge?
At Wessex Community Bank, we offer fair and affordable holiday loans that help you take that well-earned break—without the stress of hidden charges or high-interest credit cards.
We’re here to help you spread the cost of your holiday with simple, transparent finance from a not-for-profit bank that puts people first.
Why Choose a Holiday Loan from Wessex Community Bank?
As a member-owned community bank, our mission is to help you manage your money without pressure or profit-driven decisions. We serve members across Hampshire, Isle of Wight, Bournemouth, Portsmouth, Southampton, Guildford, Woking, Newbury and Basingstoke, offering:
Fixed interest rates you can rely on
No early repayment charges
Flexible top-ups if your plans change
A personal and understanding approach
We treat you like a member, not a number, and every decision is made by real people.
What Can You Use a Holiday Loan For?
Our holiday loans are flexible and can be used for:
Flights, hotels and package deals
Family holidays or solo travel
Honeymoons and special occasion getaways
Car hire, excursions or spending money
UK breaks or international trips
Whether it’s sun, snow, or sightseeing—we’re here to help you get there.
Loan Features
Borrow from £500 to £15,000
Repayment terms up to 5 years
Daily interest on the reducing balance
Fast online application and friendly service
Try our Loan Calculator to see what your repayments could look like.
Ethical, Community-Focused Lending
Wessex Community Bank is a not-for-profit bank. That means:
We don’t have shareholders to satisfy
Any surplus we make is reinvested into better services and rates
We support financial wellbeing across your local area
When you take out a holiday loan with us, your interest doesn’t go to distant investors—it stays local, supporting people like you.
FAQs
Can I apply if I have other loans?
Yes. We’ll review your overall affordability and help you decide what’s manageable.
What if I want to repay early?
There are no penalties or fees for repaying early. We encourage responsible borrowing.
How quickly can I get the money?
We aim to give you a decision within 1 working day and funds are usually released shortly after approval.
Pack Your Bags, we’ve Got You Covered. Don’t let cost hold you back from making memories. With a holiday loan from Wessex Community Bank, you can enjoy your next break with peace of mind and a payment plan that works for you.