Instant Access
Save with purpose. Every deposit helps create fairer finance for everyone.
Why start saving with us?
Save with us, and we’ll make your community and ethical goals happen
When you save with Wessex Community Bank, your money doesn’t just sit still, it helps make real change happen. Your savings are combined with thousands of others, allowing us to lend fairly to local people, support community projects and keep money circulating where it matters most.
It’s an easy way to reach your savings goals while helping build stronger, fairer communities.
It’s not easy to make a real difference with your money on your own. But when you save with a community bank, that changes. Together, our savings support fair lending, fund community projects and keep local money working locally.
Key Benefits of an Instant Access Savings Account
Open with as little as £1 or a small sum.
Unlike fixed-term accounts, your savings stay fluid.
Your deposits are covered by the FSCS up to £85,000.
Deposit or withdraw money anytime without penalty.
Your deposit contributes to local, ethical finance.
Ideal as a place to hold your emergency fund or short-term savings.
Open A Risk-Free Savings Account
Open a savings account with us and we’ll use your money where it can make a difference.
Key information
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We offer targeted dividends on our accounts. This is different to interest. Dividends are like ‘profit-share’ and are dependent on the bank's performance.
Our dividends are ‘targetted’. This means it is projected at a rate we feel is very likely to be a minimum payment. We review these dividend projections quarterly. They are not guaranteed.
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All our investments offer guaranteed returns, their ethical and safe, but there’s much more on offer when you invest with us.
When you save with Wessex Community Bank, your money becomes part of something much bigger. It stays safe, belongs to you but in the meantime helps to shape a stronger, fairer region. Instead of chasing short-term gains which you may get elsewhere, your savings are directed into things that build lasting value, supporting local enterprise, creating opportunities, and backing community initiatives through our Foundation.
The impact is tangible with projects that give people skills, spaces that bring communities together, and businesses that strengthen our local economy. This isn’t about charity or hand-outs. It’s about using your money wisely, ensuring that while you keep what you’ve saved, it also helps to create the kind of community we all want to live in.
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Your savings are the reason the Wessex Foundation exists. Because members choose to save with us, we can run our foundation which encourages saving and builds real financial resilience for the future of our members. Because members save, we can dedicate at least a quarter of our assets to lending where mainstream banks won’t, giving people and businesses a fair chance to move forward, not fall behind.
Your savings also allow us to run a quarterly grants scheme that puts money directly into the hands of local grassroots groups that make a real difference in our community. And while your money is held with us, it is always invested with purpose, placed only in ethical, socially useful and impactful ways, so it never funds harm but always supports progress.
The Foundation is proof that your savings do more than stay in an account. They are the fuel that makes these things happen. It’s practical benefits for members, visible investment in our communities, and a model of finance that builds lasting value close to home.
Individual deposits up to £85,000 are protected by the Financial Services Compensation Scheme (FSCS).
Need more information?
Why not open up this article to find out more about us and our savings accounts
Individual deposits up to £85,000 are protected by the Financial Services Compensation Scheme (FSCS). The £85,000 limit relates to the combined amount in all the eligible depositor´s accounts.