CASH ISA

For many people, it’s about more than just investing. Our ISA investors often want to see a reasonable return but know their money is having a positive impact.

A safe, reliable and honest way to save for your future with genuine social impact.

Information

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  • Aged 16 or over. A UK resident.

    Maximum subject to the annual ISA allowance (£20,000 2022/3), plus transfers in from other existing ISA's.

    Accounts can only be opened in a sole name and you can only pay into one cash ISA in each tax year.

  • You can withdraw and replace money from your cash ISA without it counting towards your annual ISA allowance for that year, as long as the repayment is made in the same tax year as the withdrawal.

  • Same day. Instant access.

  • Thera re no fees associated with this account.

  • Online banking or telephone.

  • Tax-free means that any interest or dividend payment will be free from UK Income Tax. The advantages of which depend on your individual circumstances and the tax treatment of your ISA may change in the future.

    Opening a cash ISA will limit the amount that can be invested in stocks and shares.

    The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future

  • As a mutual, we offer dividends rather than interest. A dividend is like a ‘profit share’.

    We distributed profits (known as surpluses) in many ways including dividends to our members.

    The dividend is decided by the Board of Directors annually in October. Dividends are normally paid out the same month.

Complete the application to set up your cash ISA.