Save To Borrow

If you’re serious about getting a loan, we’re serious about helping.

A ‘Save To Borrow’ account is the smart, simple way to turn your savings into a loan! Start your small savings pot today and borrow up to 3x your savings.

How Does It Work?

Start saving with us and build up a handy savings account.

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Build your credit rating and improve your financial well-being.

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When ready, apply for a guaranteed loan* of up to 3x your savings balance.

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Example:

Save £100 per month for 3 months and you could borrow up to £900. You’ll also get a cashback of £480 when your loan ends. *Subject to status and affordability

Apply Today

It’s your launchpad for affordable borrowing!

Save To Borrow is your smart way to build a better future! With this flexible savings account, you can choose how much to save and how often, until you decide to borrow up to 3x your savings balance.

Build a relationship with us so you can rely on us for loans.

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A loan offer can be up to 3x your total savings.

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All loans come with cashback. Build savings as you borrow.

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A flowchart showing two large arrows pointing downward, one labeled 'LOAN' and 'REPAID' and the other labeled 'SAVINGS' and 'POT,' representing the concept of repayments, loan repayment, and savings.

Loans are subject to status and affordability

FAQ

  • A Save To Borrow savings account is a way to save on a regular basis which shows us you can make regular payments on time.

    The best bit is when you have saved a few pounds, you can turn that into a loan.

    When you’re ready for a loan, we’ll take a look at your account and could lend you 3x the balance is in your savings account.

  • It is very likely to help once you have your loan approved.

    Having a loan and making regular payments is a great way to show credit agencies that you can be relied upon. This often means its easier to get credit and at a lower rate.

  • No, we can’t guarantee a loan until you apply.

    Why, because we wont know until you apply what your income is or if it is affordable. Let’s suppose it is affordable based on your income at the time you apply then, we should be able to lend you up to 3 x times your savings balance.

    Like any loan it is subject to status, but having savings with us is a big boost to your chances.

  • As long as you like. You can apply for a loan at any time. Just remember, it will be based on your savings balance at the time of applying.

Future Loan Calculator

Your personalised savings and loan estimate

Get Ready!

We may lend you more subject to assessment & affordability. All loans subject to status.