Take A Break From The Big Bank!

Because we’re not-for-profit, our standardplus personal loan rates are always lower than the ten major banks up to £4,999*

*Lower rates than comparable personal unsecured loans offered by TSB, Barclays, Nationwide, Halifax, Lloyds, Santander, Natwest, RBS, First Direct & HSBC. Reviewed monthly.

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Guaranteed Lower Rates Than The Big Banks

On average you’ll pay £585 less in interest by borrowing with us instead of a high street bank.

Based on a £3,000 loan over 36 months at 10.5% APR compared to the same borrowing with the top ten high street banks* Example: Interest payable: Halifax loan (26.7% APR) interest charged £1231.44. Wessex Community Bank (10.5% APR) interest charged £510.25. Reviewed monthly. Correct Nov 24

| Representative 10.5% APR

| Loan amount £4,500

| Term 48 months

| Monthly Repayment £114.23

| Total payable £5,478.23

You Borrow. You Save.

It’s what we’re known for.

We want to help you build and improve your financial well-being even when you borrow.

cashback loan with wessex community bank

With every single loan repayment you make, you’ll be saving a little bit as well into your personal cashback savings account.

Better Overall

Your local not-for-profit bank has lower loan interest rates because we don’t have those big bank overheads, investors or shareholders.

We don’t do automated decisions or customer profiling. We do Loans for humans, by humans.

No other lender offers more in one perfect package.

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Loans from £350 - £4,999

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No early repayment charge

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Three month payment holiday

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Integrated savings

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Loans assessed by humans

Guaranteed lower rates than the top ten bank for loans under £4,999

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Apply Now

Let’s get a personalised loan quote that’s right for you.

Are you a member of Wessex Community Bank?

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Do you currently have a loan with us?

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Enter your approx. current loan balance (or choose SKIP if you don’t know).

If you want to know your loan balance call 02392 827980 .

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What are you looking for?

Car Loan
Unexpected Expenses
Home Improvements
Debt Consolidation
Holiday
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Your Employment Status

Employed – Good Credit
Employed – OK Credit
Part-Time Working
Retired
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To qualify for this loan you must have at least one benefit paid into the bank to repay your loan from. You will not receive the loan until the first benefit is received.

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It's All In The Name

Our personal loans really are 'personal'. Every loan is assessed on its own merit by a real person. 

You're not just another automated decision.

Make sure you can afford the repayments. A loan is an important financial commitment and failure to keep to the monthly repayments may result in an adverse effect on your credit rating. Always talk to us if you are experiencing financial difficulties.