Take A Break From The Big Bank!
Because we’re not-for-profit, our standardplus personal loan rates are always lower than the ten major banks up to £4,999*
*Lower rates than comparable personal unsecured loans offered by TSB, Barclays, Nationwide, Halifax, Lloyds, Santander, Natwest, RBS, First Direct & HSBC. Reviewed monthly.
Guaranteed Lower Rates Than The Big Banks
On average you’ll pay £585 less in interest by borrowing with us instead of a high street bank.
Based on a £3,000 loan over 36 months at 10.5% APR compared to the same borrowing with the top ten high street banks* Example: Interest payable: Halifax loan (26.7% APR) interest charged £1231.44. Wessex Community Bank (10.5% APR) interest charged £510.25. Reviewed monthly. Correct Nov 24
| Representative 10.5% APR
| Loan amount £4,500
| Term 48 months
| Monthly Repayment £114.23
| Total payable £5,478.23
You Borrow. You Save.
It’s what we’re known for.
We want to help you build and improve your financial well-being even when you borrow.
With every single loan repayment you make, you’ll be saving a little bit as well into your personal cashback savings account.
Better Overall
Your local not-for-profit bank has lower loan interest rates because we don’t have those big bank overheads, investors or shareholders.
We don’t do automated decisions or customer profiling. We do Loans for humans, by humans.
No other lender offers more in one perfect package.
Loans from £350 - £4,999
No early repayment charge
Three month payment holiday
Integrated savings
Loans assessed by humans
Guaranteed lower rates than the top ten bank for loans under £4,999
Apply Now
Let’s get a personalised loan quote that’s right for you.
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Do you currently have a loan with us?
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Your Employment Status
To qualify for this loan you must have at least one benefit paid into the bank to repay your loan from. You will not receive the loan until the first benefit is received.
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It's All In The Name
Our personal loans really are 'personal'. Every loan is assessed on its own merit by a real person.
You're not just another automated decision.
Make sure you can afford the repayments. A loan is an important financial commitment and failure to keep to the monthly repayments may result in an adverse effect on your credit rating. Always talk to us if you are experiencing financial difficulties.