Small Bank. Big Savings 

Because we’re not-for-profit, our standardplus loan is always lower than the ten major banks up to £5,000

Our StandardPlus loan is always lower than Nationwide, Barclays, Santander, TSB, Halifax, Natwest, RBS, First Direct and Lloyds and HSBC.

Looking for a better deal on savings and loans?

For nearly 25 years, we’ve been helping people across central southern England with ethical savings and personal loans. Unlike the big banks, we put our members first, which means you get competitive rates, straightforward decisions, and the reassurance that we are working for you, not external shareholders or investors.

What makes us different?

We don’t just lend, we’re looking out for you. Our personal loans come with great rates, a human loan assessment tailored to your circumstances, built-in savings to help you plan ahead, and real people on hand to give friendly local support.

If you want a better deal from a bank that’s owned by its members and works for its community, you’ve just found it.

Here are the basics: Min Loan: £500 | Maximum Loan: £5,000 | Loan Term: 6 to 60 Months

Apply now