Loan Overview
Our standardplus loan is for those who have a good credit history.
It's a loan when you want a better deal with lower interest rates than the ten major banks, a payment holiday option and no hidden fees.
Small Bank Means Big Savings
Because we’re not-for-profit, our standardplus loan is always lower than the ten major banks up to £4,999*
*Always lower than Nationwide, Barclays, Santander, TSB, Halifax, Natwest, RBS, First Direct and Lloyds and HSBC, up to £4,999.
Reviewed monthly. Comparable loan. If you find it lower we’ll beat it.
Borrow from £500 to £4,999.
Or up to £15,000 with secured savings.
Borrow from 6 to 60 months.
No early repayment fees.
Borrow And Build Savings As You Go
We’re known for our cashback loan which helps people save while they borrow.
With every loan payment you make, we set aside a little bit of money into a cashback savings account.
Watch your loan go down and your savings go up. It makes perfect sense.
Better Overall
Lower loan rates than the top 10 major banks
A genuine not-for-profit bank
Save while you borrow
No early repayment fees
Three month’s payment break
Ethical & fair lending practices
Apply now