Employee workplace scheme

We work with employers to make saving and borrowing easy. 

We are a community-based not-for-profit ethical bank. Employers choose us for honest, genuine and affordable finance.

Some of our workplace scheme partners

CeramTec logo with the tagline 'The Ceramic Experts' underneath.
ComServ Property Services logo with red, blue, and black text.
Logos of NHS and the Royal Thames Yacht Club with the text 'Isle of Wight NHS Trust'.
Logo of EQANS with stylized green and black design
Logo for Isle of Wight Council featuring an abstract design of a boat and the text 'ISLE of WIGHT COUNCIL'.
Mountjoy logo with triangles and the tagline 'Integrity, built-in'.
NHS Solent NHS Trust logo with blue and white text.
NHS logo with text 'Portsmouth Hospitals University' and 'NHS Trust'.
Logo for Oakhaven Hospice with a stylized oak tree symbol.

Big banks -

No thanks

Start saving and borrowing with your local bank and salary-linked employee benefits.

It couldn't be easier. You choose to save or borrow and your employer makes the payments for you directly from your salary.

Logo for FairLife featuring a stylized atom with a blue checkmark inside and the words 'FairLife' beneath.
FSCs Protected logo with purple text and border, indicating certification or protection status.

Dual regulated by the Financial Conduct Authority (213757) and The Prudential Regulatory Authority

A multigenerational family, including grandparents, parents, and children, smiling and laughing together indoors.

Ask your employer about our preferential savings & discounted loan rates for employees.

Christmas Club

Two factory workers, wearing safety helmets and glasses, are smiling and looking at a clipboard in an industrial warehouse.

Payroll deduction saving is a popular and easy way to save.

You decide how much to save each month and it’s deducted directly from your pay.

Employees who save and have financial reserves are known to be happier!

Workplace loans

A man and a woman kayaking on a river, smiling and chatting while holding paddles, wearing life jackets and sunglasses, with trees in the background, black and white photograph.

A payroll deduction loan is a way for you to borrow and pay back the loan directly from your salary.

Our interest rates are usually lower than those offered by the big banks and include integrated savings payable at the end of your loan term.

Credit builder

A woman smiling and talking during a meeting in an office. She is sitting on a chair, wearing glasses, a light-colored blouse, and ripped jeans. Two people are partially visible in the foreground, one holding a notebook or tablet.

Credit Builder is a unique loan-linked savings account registered with all the major credit referencing agencies.

It's an easy way for you to build and improve your credit rating by saving and helping you reach your savings goals.

Key features

  • Exclusive savings products for selected employers.

  • Exclusive personal loan rates guaranteed to be better overall than the top ten major banks.

  • An intuitive, easy and hassle-free way to save or borrow.

  • A genuine, ethical and not-for-profit bank.

What do people say about us

A man working at a desk in a minimalist, modern room with large windows letting in bright natural light, black and white photo.

Find our how we’re helping local communities.

Our Foundation supports community grants, groups, organisations and disadvantaged people excluded from financial products.