Loans Asessed By Humans For Humans 

We don’t make automated decisions or use profiling tools. We treat our borrowers as individuals.

Borrow from £500 to £3,000.

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No automated decisions.

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Borrow from 6 to 36 months.

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No early repayment fees.

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Borrow Now. Get More Money Later

We’re known for our cashback loan which helps people save while they borrow.

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Better Overall 

Lower loan rates than the top 10 major banks

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A genuine not-for-profit bank

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Save while you borrow

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No early repayment fees

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Three month’s payment break

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Ethical & fair lending practices

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Will I get a loan? 

Along with making sure a loan is affordable, we look at credit history ‘trends’.

It’s straightforward and transparent lending.

If unfortunate circumstances got the better of you, we’ll try to understand.

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If you have a clear history of taking out credit and not paying it back, it’s unlikely we’ll be able to help.

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Apply now