Loans Asessed By Humans For Humans
We don’t make automated decisions or use profiling tools. We treat our borrowers as individuals.
That’s why our loans are assessed by real people.
Borrow from £500 to £3,000.
No automated decisions.
Borrow from 6 to 36 months.
No early repayment fees.
Borrow Now. Get More Money Later
We’re known for our cashback loan which helps people save while they borrow.
Better Overall
Lower loan rates than the top 10 major banks
A genuine not-for-profit bank
Save while you borrow
No early repayment fees
Three month’s payment break
Ethical & fair lending practices
Will I get a loan?
Along with making sure a loan is affordable, we look at credit history ‘trends’.
It’s straightforward and transparent lending.
If unfortunate circumstances got the better of you, we’ll try to understand.
If you have a clear history of taking out credit and not paying it back, it’s unlikely we’ll be able to help.
Apply now