Loan overview
Our standard loan is for those who are improving their credit history.
It's a loan when you need some extra cash and you don’t want to pay back sky-high interest rates with payday lenders.
Since 2001, thousands of people who don’t have a perfect credit history have relied on us for an alternative affordable personal loan.
Our members rely on us to help out even when other lenders won’t.
If we can rely on you then, you can always rely on us.
Borrow from £500 to £2,500
Borrow up to £3,000 for existing members
Borrow from 6 to 36 months
Lower rates than payday lenders
No automated decisions. All loans assessed by real people
Borrow now. Get more money later
We’re known for our cashback loan which helps people save while they borrow.
With every loan payment you make, we set aside a little bit of money into a cashback savings account.
Watch your loan go down and your savings go up.
You could have a savings account you only dreamed about with a cashback loan.
We’ll help you build it.
Will I get a loan?
Along with making sure a loan is affordable, we look at credit history ‘trends’.
It’s straightforward and transparent lending.
If unfortunate circumstances got the better of you, we’ll try to understand.
If you have a clear history of taking out credit and not paying it back, it’s unlikely we’ll be able to help.
Apply now