No automated decisions

Loans Assessed By Humans For Humans.

How do we compare?

 A loan with us

36% APR

Cashfloat

183% APR

LoanPig

292% APR

Sunny Loans

1226% APR

Lending Stream

1333% APR

It will always be cheaper, better and a more friendly way to borrow.

Acceptable Benefits: 

  • Child benefit

  • Child tax credit

  • Working tax credits

  • PIP or DLA

  • Carers allowance

  • Universal credit

  • Pension or Pension credit

  • ESA

  • Income support

We’re here for you, if you’re here for us.

We’ve been providing affordable loans for people on government benefits since 2001. Thousands of people rely on us to help with not just their first loan, but their second, third and fourth.

It’s a simple idea. If you pay back your loan without a hitch, we’ll do everything possible to offer you another one when you need it. We build long-term relationships.

That way, you can rely on us rather than a payday lender or other high cost lending.

It’s simple, straightforward thinking.

You borrow. You save.

It’s what we’re known for.

We want to help you build and improve your financial well-being even when you borrow.

cashback loan with wessex community bank

With every single loan repayment you make, you’ll be saving a little bit as well into your personal cashback savings account.

Here are the basics: Min Loan: £500 | Maximum Loan: £2,500 | Loan Term: 6 to 24 Months

Apply now