StarterPlus loan
You are working part-time
You also receive DWP or HMRC benefits
Your credit file isn’t perfect
A loan to get you started with us. Once we know you and you know us, you can borrow more.
If you are not sure if this type of loan is right for you, check here:
How do we compare?
A loan with us - 36% APR
Cashfloat - 183% APR
LoanPig - 292% APR
Sunny Loans - 1226% APR
Lending Stream - 1333% APR
With every payment you make, we help you save for a rainy day. It’s called cashback.
Borrow money and when it’s paid back, you could have built up savings you’ve only dreamed about.
Important!
You must have at least one of your benefits paid into an account with us
You won't receive the loan until we receive your first benefit payment
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The first loan is up to £1,000. Once we get to know you, you could borrow up to £2,000.
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Child benefit
Child tax credits
Working tax credits
PIP or DLA
Carers allowance
Single universal credit
Pension or Pension credit
ESA
Income support
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Yes. You need to have a least one benefit paid into an account with us to make your regular loan repayments.
Most people choose child benefit, but we accept almost any benefit.
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That’s OK. We’ll take your loan repayment and send the difference back to your normal bank account the same day, or you can save the difference.
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We want to help people build their savings.
With every loan repayment you make, we put a little extra aside into a cashback savings account which you can access when your loan is cleared.
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We will allocate your loan once we have received your first benefit into your account with us.